Private Art Insurance also covers jewelry, antiques, collector's items and even furniture. You get get a free quote on Private…

DISCLAIMER: These are purely hypothetical scenarios aimed at putting some humor on the need for proper insurance.
You’re hiking with your friends on a beautiful Sunday morning when…
YOU CROSS PATHS WITH A BEAR HOLDING ITS PET SNAKE AND IT CHALLENGES YOU TO A DUEL TO THE DEATH.
You’re spending the afternoon in your favorite museum when…
YOU TRIP ON ONE OF THE VELVET ROPES, BUMPING AND DESTROYING ONE OF THE SCULPTURES AND YOU CRACK YOUR HEAD ON THE FLOOR!
It’s a quiet morning and you’re enjoying a cup of coffee when…
A RABID PIGEON FLIES IN THROUGH YOUR WINDOW, SCRATCHES YOUR EYES AND SWOOPS IN TO STEAL A BOX OF CEREALS!
You finally have enough money to go on a holiday when…
THE AIRLINE WHERE YOU BOOKED YOUR TICKET TURNS OUT TO BE A BUNCH OF CHIMPS PRETENDING TO BE HUMAN AND THEY WON’T ISSUE ANY REFUNDS NOW THAT THEY’VE BEEN DISCOVERED!
A co-worker tells you you’ll be getting pay raises tomorrow when…
YOU GET BITTEN BY A RADIOACTIVE RAT AND HUMAN RESOURCES ANNOUNCES THAT THERE’LL BE A RANDOM DRUG TEST. YOU FAIL THE TEST ON ACCOUNT OF THE RADIOACTIVITY, PLUS YOU GET FIRED ON ACCOUNT OF YOUR MUTANT RAT POWERS.